It does matter where you buy insurance. Choosing the right source of insurance could save money in addition to enhancing service and protection. Insurance is an important safety net for your family, your home, your car or your business. One source of insurance is a Captive Agent/Direct Writer that sells the insurance of only ONE company. Whereas, an Independent Insurance Agent, such as Beimdiek Insurance, represents numerous insurance companies and gives clients options by researching which carrier is the best match for your needs as well as providing value added services.