Auto liability exposures experienced by owners and operators of businesses designed to transport the goods of others by land motor vehicles for a fee. Subject to regulations by the Department of Transportation (DOT). The Insurance Services Office (ISO) has designed a special business automobile insurance for this purpose, called the truckers liability coverage form. Also available is the motor truck carriers liability coverage form.
Insurance against loss from legal liability for damage to goods or merchandise in the insured’s care and custody in the course of transit.
Provides actual cash value protection to an insured vehicle in the event of a collision, theft, fire or vandalism.
Coverage for bodily injury and property damage caused by the operator of the vehicle when the truck is being used for personal convenience, and not under dispatch or pulling a loaded trailer. When under dispatch, the vehicle is covered under the Primary Liability insurance policy of the company to which the owner-operator is leased.